I am unable to make my mortgage payments and I think I’m at risk of foreclosure, do I have any other options?

A: Yes.  There are other option to foreclosure if you can no longer make your mortgage payments due to loss of a job or certain other circumstances.  One of the alternatives to foreclosure is a short sale.  A short sale is when you sell your home and the bank agrees to accept the amount you are receiving for your home even though the mortgage is higher than what you are receiving from the sale.